heritagefincorp1@gmail.com | +91 9879114310

Eligibility & Documents

General Eligibility

  • Age: Minimum 21 years at the time of application and maximum 65 years at the time of maturity.
  • Income: Minimum monthly income of ₹25,000 for salaried and ₹3 Lakhs yearly for self-employed.
  • CIBIL Score: A healthy credit history with a score of 700 or above is preferred.
  • Stability: At least 2 years of work experience for salaried and 3 years for business owners.

Required Documents

KYC Documents
  • Aadhaar Card
  • PAN Card
  • Voter ID / Passport
  • Electricity Bill (Latest)
Income Proof (Salaried)
  • Last 3 Months Salary Slips
  • Last 6 Months Bank Statement
  • Form 16 / ITR copy
Income Proof (Business)
  • Last 2 Years ITR with Computation
  • GST Returns (Last 1 Year)
  • Business Registration Proof
Property Documents
  • Copy of Registered Sale Deed
  • Approved Plan Copy
  • Property tax receipts
Step-by-Step

Our Seamless Loan Process

1
Apply Online

Fill the form on our website or visit office.

2
Document Pickup

Our agent will collect your documents from doorstep.

3
Credit Appraisal

Bank will verify your documents and credit history.

4
Disbursal

Funds will be credited directly to your bank account.